UPS vs NPS Calculator — Group B / C / D ROR 8% · Annuity 6.5%

Date of Birth *

Date of Joining *

Level of joining (1–9) *

Entrants in B/C/D join in Levels 1–9. Promotions can later reach Levels 10–18 (Group-A).

Annuity Fraction % (≥ 40)

Promotion details (optional)

Add promotions if applicable. In the promotion month, basic becomes the higher of the promoted level’s base for the CPC in force or the already incremented basic. You can enter levels up to 18.

NPS contributions: Employee 10% + Govt 14% of (Basic + DA). ROR fixed at 8%. Annuity uses 6.5%.